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Secured Line of Credit

The first instance of programmatic trustless revenue-based financing
Debt DAO's Secured Line of Credit is a revolving credit facility secured and repaid via on-chain revenue streams. In addition, escrowed token collateral can be deposited to further protect lenders' interests.
It's the first instance of programmatic trustless revenue-based financing.
Some features that directly respond to needs that Borrowers and Lenders highlighted to us:
  • Flexibility for Borrowers - no fixed repayment schedule
  • Liquidity for Borrowers - draw down at any time
  • Flexibility for Lenders - reduce/withdraw available credit at any time
  • Security for Lenders - via captive Borrower revenue and/or escrowed token collateral
  • Multiple assets - supports the lending of multiple assets per Lender and per loan allowing for ease of syndication (e.g. a loan does not have to be solely in USDC from one party)
  • Multiple rates - Lenders can compete on interest rates on the same Line of Credit.
Not sure what a revolving Line of Credit is? For a basic overview from TradFi, see here.