Borrower Analysis Framework for Growth Stage DAOs
To produce this high level Framework we’ve reviewed existing approaches and methodologies for on-chain and TradFi risk analysis.
Whilst we think it's is a good starting point for this stage of market development don't forget that Lenders are required to do their own analysis using their own tools and techniques or to consult experts to support them.
In the medium to longer term, a more complete process for measuring DAO / on-chain creditworthiness ought to emerge alongside perhaps standardized financial disclosures and the evolution of diligence standards and raters among larger Debt DAO community.
That's a while away yet.
N.B. Terms such as scoring, score, rating and analysis are used interchangeably.